Personal Operating Lease

When you hear “leasing,” you probably picture a company car with a logo on the side. But the truth is, operational leasing isn’t just for businesses anymore. More and more private individuals are choosing this service as a convenient, flexible, and cost-effective alternative to buying a car.

If you're wondering what exactly operational leasing is and whether it’s right for you, we’ll explain everything in simple terms right here.

What is operational leasing?

Operational leasing is a form of long-term car rental where you drive a vehicle for a set period without owning it at the end. You pay a fixed monthly fee and get to drive a brand-new car, which you can then swap for another new one once your contract ends.

Is it suitable for individuals?

Absolutely. You no longer need to own a company to benefit from operational leasing. Simpl, for example, offers a subscription model for private clients with everything included — no need to worry about insurance, road tax, servicing, tires, or anything else. You can drive a new car without taking out a loan, without making a large upfront payment, and without the hassle of long-term ownership and maintenance.

How does it work in practice?

• Choose a car that suits your needs and budget.
• Select the duration and mileage — for example, 12 months with up to 15,000 km per year.
• Use the calculator on simpl.bg to get a fixed monthly price — no surprises, no hidden fees.
• Sign the contract online.
• At the end of the contract, return the car or choose a different model.

Key benefits for you:

• No loan required – you're not tied to a bank.
• No down payment – you only pay the monthly fee.
• Fixed costs – you know exactly what you’ll pay each month.
• Flexibility – switch to a new car at the end of your term.
• All-inclusive – no need to worry about servicing, tires, insurance, and more.

What if I want to keep the car?

Operational leasing doesn’t include a buyout option — that’s the main difference from financial leasing. The idea is to drive the car for a period and then switch to a new model. It’s like Netflix — you use the service without owning it. That said, if you really fall in love with your car, we can always discuss options for you to keep it. At Simpl, we’re all about finding solutions that work for you.

If you want to drive a new car without committing to a purchase, a loan, or long-term obligations, operational leasing is a smart, modern choice. Especially with a brand like Simpl that makes everything... well, simpler.

Ready to see what it’ll cost you?
Try our calculator and choose your car today.