A Car Without a Loan? Yes, It’s Possible – Here’s How

Everyone says that if you want a car, you have to take out a loan. You know the drill – approvals, bank paperwork, interest rates, and all that financial hassle. But the truth is: that’s no longer the only way to get a car. Today, you can drive a new or well-maintained vehicle without getting tied down to a loan. No heavy contracts. No hidden fees. Thanks to Simpl, it’s absolutely possible.

Why isn’t a loan the best solution?

Maybe you’ve been through it already – or at least thought about it. Loans come with a lot of stress:

• High initial down payment
• Slow procedures and long wait times for approval
• High interest rates and growing long-term costs
• Financial risk if your income changes
• Maintenance, insurance, and everything else you have to handle yourself

Now imagine there’s a simpler option.

Meet Simpl – a car without a loan, with all costs included.
Simpl gives you the option to drive long-term for a fixed monthly fee that covers everything.

• No loan
• No complicated paperwork
• No worries

You get the car and just drive. We take care of:

• Insurance (Liability and Full Coverage)
• Road tax
• Highway vignette
• Tire changes and maintenance
• Roadside assistance
• Replacement vehicle when needed

How does it work?

1. Choose your car – directly online at simpl.bg
2. Get your offer – clear and transparent, with no hidden conditions
3. Sign the contract – 100% digital
4. Enjoy the drive – we take care of the rest

For even more convenience, the Simpl Assistant app helps you stay on top of everything related to your car – reminders, servicing, insurance, and more.

Who is this for?

For anyone who wants freedom and predictability, without going into debt. It's ideal if you are:

• A freelancer or self-employed
• A young family in need of flexibility
• A foreigner or expat living and working in Bulgaria
• Simply someone who values convenience and transparency

What people are saying

"I didn’t want to take out a loan, but I needed a car for work. With Simpl, I started driving a VW Tiguan – no down payment, no extra hassle."
 — Petar, 33"I’ve been living in Bulgaria for 2 years and couldn’t get a lease through the banks. With Simpl, everything was online and easy – I got a Kia Sportage for 24 months."
 — Maria, expat from Spain

Ready to drive without paying for years?

If you’re tired of waiting for approvals, dealing with banks, or taking unnecessary risks – choose the smarter way.

Visit simpl.bg, browse the available cars, and get yours – no loan, no complications, no stress.